The Ten Commandments When Applying For A Mortgage

1. Thou shall not change jobs or become self employed

2. Thou shall not buy a car, truck, or van unless you plan to live in it

3. Thou shall not use your credit cards or let current ones
fall behind

4. Thou shall NOT buy furniture for your new house

5. Thou shall not originate any new inquires on your credit. Report no payments until next year deals

6. Thou shall not make any large deposits into your bank
account without talking to your loan officer first

7. Thou shall NOT move money anywhere without speaking to my processor

8. Thou shall not squander or lend out the money you have saved for your down payment

9. Thou shall not co-sign for ANYONE

10. Thou shall not purchase ANYTHING until after the closing

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